Payment problem with debit or gift card?

With shopify payments (our payment processor) certain debit cards are accepted. These include Visa, MasterCard, and Amex debit cards in Canada, the United Kingdom, Ireland, and Australia. In the United States, you can accept those in addition to JCB, Discover, and Diners Club debit cards.


There may be exceptions to the above. Visa debit cards (and the like) rely on Visa's credit card network to process online, phone, and international transactions. Debit cards alone do not have the system to support these types of purchases, which results in a declined transaction. Therefore, the key to determining a debit card's compatibility will rely on the bank's network it operates from.